Our Services / No. 4
Post-retirement Planning
Once the salary stops, your savings have to do the work. We help you draw an income you can sustain, and review it with you every year as your life changes.
What we do
Retirement is a new beginning, not a finish line. We help our clients turn their savings into an income that can rise with inflation for life, and keep their plans in step with their health, their family and their estate.
- 1Living annuity income guided by our house view: 4% to 6% of your capital a year, depending on your age, so your income can rise with inflation for life and capital can pass to the next generation.
- 2Your drawdown rate reviewed with you once a year, on your living annuity’s anniversary.
- 3Projections that show how long your income can be paid in full, and how a lower return would change that.
- 4Income from your living annuity and your own investments planned together, with the tax on each worked out.
- 5Your medical scheme option reviewed every year-end, and your will and executor kept on record, with help for your family with claims and the estate when the time comes.
Who this is for
Clients who have retired or are about to, drawing an income from a living annuity or their own investments.
Insights
On post-retirement
Retirement
Understanding your retirement product options
Fiduciary
Receiving investment income and inheritances after you’ve emigrated
Also
Other services
No. 1
Goal-based Investment Planning
No. 2
Personal Risk Planning
No. 3
Retirement Planning
No. 5
Health Care Planning
No. 6
Fiduciary Services
Contact
Let’s do it together.
A first conversation is on us and without obligation. We will listen before we suggest anything.