Discovery Health Medical Aid Upgrades for April 2013

5 APR 2013

Dear Silke Clients

As you know, Discovery Health usually only allows medical aid upgrades in December of each year. Discovery Health have however announced that they are offering a once-off limited widow period during the month of April to upgrade as detailed below.

These upgrades are available to members who have Essential, Coastal or Classic Plans:

Current Discovery Health Medical Scheme plan	Plan movements that will be allowed
Essential Comprehensive	Classic Comprehensive or Classic Comprehensive Zero MSA
Essential Delta Comprehensive	Classic Delta Comprehensive
Essential Priority	Classic Priority
EssentialSaver	Classic Saver
Essential Delta Saver	Classic Delta Saver
Essential Core	Classic Saver
Essential Delta Core	Classic Delta Saver
Classic Core	Classic Saver
Classic Delta Core	Classic Delta Saver
Coastal Saver	Classic Saver or Classic Delta Saver
Coastal Core	Classic Saver or Classic Delta Saver

In general, we usually recommend plans that cover at least 200% of in-hospital expenses. And if you are on a plan that doesn't include out-of-hospital expenses (savings) we recommend that you establish a Silke Medical Savings Fund (if you haven’t already done so) which is structured as a monthly debit order into an money market account.

Please do call us should you wish to discuss further or establish your own out-of-hospital medical savings fund.

Kind regards
Shane Thom

Editor: Shane Thom, Silke Financial Services
E-mail: shane@silke.co.za
Tel: +27 21 683 3380 · Fax: +27 21 683 3872
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FSP No. 12462 · An Authorised Financial Services Provider